Advantages of AR Loan/Lines
Quick and easy capital
Having trouble getting a loan or line of credit for your business? Consider leveraging your accounts receivable instead.
Now offer terms to your customers
You can offer goods or services on credit terms of 30 days or more and still get paid as soon as you send out your invoices. This eliminates the risk of a negative cash flow impact.
Maximizes the cash available to you
AR Loans-Lines provide more cash than traditional bank loans or lines of credit.
No arbitrary line of credit amount
You borrow based on your sales activity so you are automatically set up to finance your growth.
A No Debt Solution
Unlike borrowing money to meet cash flow needs, AR finance does not create debt. Getting a bank loan increases your ultimate expenses by the amount of interest, and reduces the bottom-line value of your business. Bank loans also require collateral limited by your hard assets. Your balance sheet is more attractive, and your financial position is strengthened.
Cash Flow is more predictable
In addition to speeding up your cash flow, AR finance also makes it easier to manage your cash since your invoicing is more predictable than when customer payments will be received.
Flexibility with your financing
Omni has programs so you can use AR finance when you want, as much as you want, and for as long as you want. We have some program with no minimum level or commitment. We also have commitment level programs for historic trend AR lines. Omni can tailor a program to fit various business and entities circumstances.
Improved credit evaluation
Omni Funding can provide the expertise in helping your business assess changes to existing accounts, and assisting in the development of new accounts.
Grow
You have the financial means for an almost limitless increase in sales.
Think Big
Go after the accounts and contracts you thought were "too big."